Times Posted October 31, 2007 Posted October 31, 2007 I currently live off of half of what I was earning 3 years ago and I'm way happier than those idiots at the bus stop. This is what counts. We should be more concerned with being happy, not with making more money. In many cases, making more money does not equal more savings or a better life because of the other things that go with it. As you pointed out, working and paying for things like daycare costs money but it also cost you and your child to be unhappy. Why work hard to be unhappy? If we were to let go of these expectations for the nicer car or the bigger house and just be happy, things would be much simpler and we may even be able to salvage the family unit. Quote Most if not all stereotypes hold some truth. ?The politicians don't just want your money. They want your soul. They want you to be worn down by taxes until you are dependent and helpless. When you subsidize poverty and failure, you get more of both.? ~ James Dale Davidson
wez Posted October 31, 2007 Author Posted October 31, 2007 This is what counts.We should be more concerned with being happy, not with making more money. In many cases, making more money does not equal more savings or a better life because of the other things that go with it. As you pointed out, working and paying for things like daycare costs money but it also cost you and your child to be unhappy. Why work hard to be unhappy? If we were to let go of these expectations for the nicer car or the bigger house and just be happy, things would be much simpler and we may even be able to salvage the family unit. Hopefully it's not too late. Imagine if people the world over cooperated instead of competed with the resources of the planet. So much could be saved for future generations. We have no right. Quote I'm sick in mind and spirit, the mirror tells me lies ~ Ozzy
wez Posted October 31, 2007 Author Posted October 31, 2007 Hugo has a good point here. I left my job and my $65,000.00 salary to stay home with my child 3 years ago, my plan was to be a stay at home mom til my son was at least 6-7 and in school full days. Since daycare proved to be unreliable and pretty costly and my son was not happy there. Now I notice at the bus stop all the other mom's complaining about money - one is filing for bankruptcy and she earned $120,000. last year (all because she decided to dump her house), the other mom does whatever she can to keep her 2 kids in daycare to not be bothered with them, and they complain all the time about money. They also go shopping every other day. Buy expensive cars. (they actually look down on my toyota camry because they are "Not sporty enough" according to them. They take expensive vacations. They don't understand how I get by. Well, I keep it simple. I budget really well, and I have absolutely no extravagances in my life right now. I do work part-time too. The only difference I notice right now, is I can't make the coffee runs I used to or go out to eat, I always cook in now, I can't save at the moment, but it is only temporary until my son is in school full time. Then I resume saving and invest again. I currently live off of half of what I was earning 3 years ago and I'm way happier than those idiots at the bus stop. Awsome sweetie. :) As a society, as a world, we're spiraling out of control it seems. I see so many miserable people. So many people suffering needlessly. It makes me sad.. We've lost our way, or perhaps we still have yet to find it for the first time.. Quote I'm sick in mind and spirit, the mirror tells me lies ~ Ozzy
wez Posted November 1, 2007 Author Posted November 1, 2007 Rate cut yesterday only lasted a day on wall st. Bloodbath so far this morn. Perhaps if they pay 5% to borrow money they can boost it for month... Quote I'm sick in mind and spirit, the mirror tells me lies ~ Ozzy
wez Posted December 9, 2007 Author Posted December 9, 2007 All the sudden the fed feels a need to mediate contracts between lenders and private citizens concerning real estate? Somethings rotten in Denmark.. Quote I'm sick in mind and spirit, the mirror tells me lies ~ Ozzy
wez Posted December 11, 2007 Author Posted December 11, 2007 Well, will it be a 25 or 50 basis point cut by the friendly nieghborhood "free market" fed today? Government stinks. Quote I'm sick in mind and spirit, the mirror tells me lies ~ Ozzy
wez Posted December 11, 2007 Author Posted December 11, 2007 1/4 point... Million dollar ramblers on the way. Hahahahahaha Morons Waaaaaaaaaaaaaaaaaaaaaaa.. looks like little baby welfare case Wally Street threw a little hissy fit today that Big Daddy didn't cut 1/2 percent and shed 300 points off the Dow, wich is a mere 30 companies that represent our master. Hahahahahahahahaha That'll teach em.. Cut em to 0%.. let's get this charade over with. Quote I'm sick in mind and spirit, the mirror tells me lies ~ Ozzy
wez Posted January 17, 2008 Author Posted January 17, 2008 I see inflation (of who knows of what) just jumped by the highest it has in the last 17 years. When I turn on the news, all I see is talk of the real estate bust and impending financial doom, except on CNBC where everyone claims there is no recession and nothing to worry about. What a blast... Hahahahahaha... All I can do is laugh. People are funny... specially when it comes to money. We should all just crawl into a hole with a gun it seems. Unreal.. I laughed my ass of yesterday morn on CNBC, the older guy thats on, was interviewing a guest and it went something like this.. Guy.. This is so and so of so and so.. Guy.. "Are we in a recession"? Guest.. "No". Guy "Are we at risk of recession"? Guest.. "No". Guy.. "Thanks for coming in". Hahahahahahaha... you could hear his co - host, the lady with the dark hair, bust out laughing.. It was hilarious. He then talked to him a bit more after that.. Quote I'm sick in mind and spirit, the mirror tells me lies ~ Ozzy
wez Posted January 22, 2008 Author Posted January 22, 2008 I see the fed cut .75% off the funds rate today after the market dropped by 300 pts. in the first minute of trading, going down as much as 465.. Then finished down a mere 128 pts. after the rate cut.. Free market? Good one. .. cool. I'm sure I just got poorer by 10% - 20% after the "gift". This is bullsh*t... I shoulda invested everything I had in cocaine instead of saving dollars... Better yet, I coulda been a crankhead and got another crankhead pregnant and lived in free housing, which was like $240,000 a unit at the new Belle Haven Estates in my town for wayward crankheads and their kids.. I'm pissed. Stocks dive, then rebound after Fed cut - MSNBC Wire Services - MSNBC.com Quote I'm sick in mind and spirit, the mirror tells me lies ~ Ozzy
Anna Perenna Posted January 23, 2008 Posted January 23, 2008 Our share market is experiencing a "freak-out" too. Yay. Quote As always occurred when he quarreled over principles in which he believed passionately, he would end up gasping furiously for air and blinking back bitter tears of conviction. There were many principles in which Clevinger believed passionately. He was crazy.
wez Posted January 23, 2008 Author Posted January 23, 2008 Our share market is experiencing a "freak-out" too.Yay. Appears the government is willing to artificially inflate it around these parts with smoke and mirrors.. Quote I'm sick in mind and spirit, the mirror tells me lies ~ Ozzy
wez Posted January 23, 2008 Author Posted January 23, 2008 I see the market is in free fall today anyways.. Good thing they trashed the dollar again too.. Quote I'm sick in mind and spirit, the mirror tells me lies ~ Ozzy
atlantic Posted January 23, 2008 Posted January 23, 2008 I see the fed cut .75% off the funds rate today after the market dropped by 300 pts. in the first minute of trading, going down as much as 465.. Then finished down a mere 128 pts. after the rate cut.. Free market? Good one. .. cool. I'm sure I just got poorer by 10% - 20% after the "gift". This is bullsh*t... I shoulda invested everything I had in cocaine instead of saving dollars... Better yet, I coulda been a crankhead and got another crankhead pregnant and lived in free housing, which was like $240,000 a unit at the new Belle Haven Estates in my town for wayward crankheads and their kids.. I'm pissed. Stocks dive, then rebound after Fed cut - MSNBC Wire Services - MSNBC.com LOL, I feel your pain. It does seem that laziness and deceitfulness in this country pays, while the rest of us suckers who always worked get the shaft. Quote
wez Posted January 23, 2008 Author Posted January 23, 2008 LOL, I feel your pain. It does seem that laziness and deceitfulness in this country pays, while the rest of us suckers who always worked get the shaft. Such is life it seems.. ;) Quote I'm sick in mind and spirit, the mirror tells me lies ~ Ozzy
eddo Posted January 23, 2008 Posted January 23, 2008 LOL, I feel your pain. It does seem that laziness and deceitfulness in this country pays, while the rest of us suckers who always worked get the shaft. only if you equate success and happiness with money. I have worked my whole adult life. I have friends whose parents were loaded and got everything handed to them. I value my job, my possessions, my home, my life- because I have worked for it and have earned it. I could easily go out tomorrow and get a higher paying job. But would the hours be flexible enough so I can continue my extra-curricular activities? Probably not. as wez likes to say: Worry about yourself first. Make yourself happy. If the job you are doing doesn't do that, then find another job. My job is secure, my bills are paid each month on time, I have money in savings. Recession? Nah, I'm good. (however, this .75 drop in the home equity line of credit interest will come in handy!) Quote I hate signatures, so I don't have one. wait....
wez Posted January 23, 2008 Author Posted January 23, 2008 (however, this .75 drop in the home equity line of credit interest will come in handy!) As much as I like to bitch about being assraped by inflation my whole life, I'd still rather receive .75% less in interest than pay .75% less in interest. Actually, for the most part, I've been getting 9% per year in interest for a long time. It's inflation that screws me, and everytime they lower rates and print more money, the sorer my ass gets... Quote I'm sick in mind and spirit, the mirror tells me lies ~ Ozzy
atlantic Posted January 23, 2008 Posted January 23, 2008 only if you equate success and happiness with money.I have worked my whole adult life. I have friends whose parents were loaded and got everything handed to them. I value my job, my possessions, my home, my life- because I have worked for it and have earned it. I could easily go out tomorrow and get a higher paying job. But would the hours be flexible enough so I can continue my extra-curricular activities? Probably not. as wez likes to say: Worry about yourself first. Make yourself happy. If the job you are doing doesn't do that, then find another job. My job is secure, my bills are paid each month on time, I have money in savings. Recession? Nah, I'm good. (however, this .75 drop in the home equity line of credit interest will come in handy!) Good points Eddo, I agree with you as well. Happiness is a state of mind, not a bank account. Too bad more people didn't feel this way. Quote
eddo Posted January 23, 2008 Posted January 23, 2008 As much as I like to bitch about being assraped by inflation my whole life, I'd still rather receive .75% less in interest than pay .75% less in interest. Actually, for the most part, I've been getting 9% per year in interest for a long time. It's inflation that screws me, and everytime they lower rates and print more money, the sorer my ass gets... Then blame voters for continually increasing the minimum wage. bastards... Quote I hate signatures, so I don't have one. wait....
RaE Posted January 23, 2008 Posted January 23, 2008 Then blame voters for continually increasing the minimum wage.bastards... I say drop the minimum wage all together. Let companies pay workers what they deserve. Quote "Firearms stand next in importance to the constitution itself. They are the American people's liberty teeth and keystone under independence. From the hour the Pilgrims landed, to the present day, events, occurrences, and tendencies prove that to ensure peace, security, and happiness, the rifle and pistol are equally indispensable. The very atmosphere of firearms everywhere restrains evil interference - they deserve a place of honor with all that's good." - George Washington
wez Posted January 23, 2008 Author Posted January 23, 2008 I say drop the minimum wage all together. Let companies pay workers what they deserve. They tried that.. people lived like animals.. no safety standards.. no security standards.. just a body to be used and abused.. Quote I'm sick in mind and spirit, the mirror tells me lies ~ Ozzy
snafu Posted January 23, 2008 Posted January 23, 2008 I say drop the minimum wage all together. Let companies pay workers what they deserve. The problem with that is the tax payers would still have to foot the bill with more welfare. Quote *NEVER FORGOTTEN*
RaE Posted January 23, 2008 Posted January 23, 2008 The problem with that is the tax payers would still have to foot the bill with more welfare. stop that too. Turn off the welfare. The companies that dont want to pay people what they deserve will close because nobody will want to work there. They will be replaced by more one-off, mom and pop style places. More small businesses. The people that try to take advantage of the government can go and starve to death. I'm sick of bottom feeders that live solely off of the government and dont do anything to better it or themselves. Quote "Firearms stand next in importance to the constitution itself. They are the American people's liberty teeth and keystone under independence. From the hour the Pilgrims landed, to the present day, events, occurrences, and tendencies prove that to ensure peace, security, and happiness, the rifle and pistol are equally indispensable. The very atmosphere of firearms everywhere restrains evil interference - they deserve a place of honor with all that's good." - George Washington
snafu Posted January 23, 2008 Posted January 23, 2008 Poverty breeds crime. So this falls into the other thread "war against drugs". Stop putting people in jail for drug offenses and have stiffer penalties for burglaries and violent crimes. Its just a vicious circle. Quote *NEVER FORGOTTEN*
RaE Posted January 23, 2008 Posted January 23, 2008 Poverty breeds crime. So this falls into the other thread "war against drugs". Stop putting people in jail for drug offenses and have stiffer penalties for burglaries and violent crimes.Its just a vicious circle. I'm all for letting people rot their brains and starve to death if they want to. Quote "Firearms stand next in importance to the constitution itself. They are the American people's liberty teeth and keystone under independence. From the hour the Pilgrims landed, to the present day, events, occurrences, and tendencies prove that to ensure peace, security, and happiness, the rifle and pistol are equally indispensable. The very atmosphere of firearms everywhere restrains evil interference - they deserve a place of honor with all that's good." - George Washington
Moderators IWS Posted January 23, 2008 Moderators Posted January 23, 2008 stop that too. Turn off the welfare. The companies that dont want to pay people what they deserve will close because nobody will want to work there. They will be replaced by more one-off, mom and pop style places. More small businesses. The people that try to take advantage of the government can go and starve to death. I'm sick of bottom feeders that live solely off of the government and dont do anything to better it or themselves. I feel there is a need for welfare. I always say that anyone of us can end up with nothing with one bad decision. The problem is it shouldn't be a bottomless teet of the taxpayers money. If you can't show that you are making progress or genuinely attempting to better yourself to get off welfare, prove that you are not using drugs, and won't be having any more children until you are off welfare (I'd even prefer the government pay for the birth control than another birth and support another child), then you lose it. Quote One of the consequences of such notions as "entitlements" is that people who have contributed nothing to society feel that society owes them something, apparently just for being nice enough to grace us with their presence.? ~ Thomas Sowell
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